Can I use my foreign credit card in Korea?
Yes, in most places. Visa, Mastercard, American Express and other cards work at hotels, department stores and most shops. Some Korean apps and online shops need Korean verification, and some transit top-ups are cash only, so carry some won too.
Updated 2026-10-15Where foreign cards usually work
Korea's tourism organization says Visa, MasterCard, American Express and other credit cards are widely accepted, including at major hotels, department stores and general shops. Card payment is normal for everyday purchases, even small ones, in cities. Still, it suggests checking before you buy, because some stores may not take cards. Small market stalls and some older or rural shops are the most likely to prefer cash.
Where they may not work
Many Korean apps and online shops verify buyers with a Korean phone number or a Korean-issued card, so a foreign card can be declined at checkout even if the site looks fine. Popular Korean payment apps are mostly built around Korean cards and phone verification. When booking online, look for an English or global version of the site, or use apps made for visitors that accept overseas cards, such as the taxi app k.ride.
Transit cards and cash
A standard T-money card is the one place many visitors get stuck. Tmoney's own guide says cash is the most reliable way to top up at convenience stores and many subway stations, and not to assume a foreign card will work. Since March 17, 2026, new ticket machines at 273 Seoul subway stations on Lines 1 to 8 accept Visa and Mastercard for single-journey tickets and Climate Card short-term passes, with a service fee of about 3.7 percent.
Simple tips before you go
Bring two cards from different networks in case one is blocked, and tell your bank you are traveling. Carry some Korean won for markets, transit top-ups and small shops. You can exchange money at banks or authorized exchange offices; Visit Seoul advises avoiding uncertified booths. Visit Seoul also notes that ATMs accepting international cards are common and marked with a Global sign or the bank's logo.
People also ask
Can I pay for taxis with a foreign card?
Often yes, but it depends on the taxi. Visitor taxi apps such as k.ride let you register an overseas card. Keep some cash as a backup.
Is there a prepaid card for visitors?
Yes. VISITKOREA lists WOWPASS, which you load at kiosks in won or foreign currency and use for transit and shopping. Check current fees on the official site.